As a business owner, you've got a lot of plates spinning. It can be tempting, then, to ask an employee to hop in his or her car and grab something for you when you need an item and need it fast. The problem with that is when you do, you expose your business to a major liability and could run into insurance issues and lawsuits.
If employees driving for work get into an accident, their personal auto insurance coverage will deny the claim. That means your commercial auto insurance will need to step in to pick up the tab. If, however, you haven't let your insurance provider know that you have that particular employee driving, you'll also find yourself denied.
On top of these insurance issues, there are other liability factors to consider. Specifically, your employee or the other parties that are affected could sue you for the damages. If your employee was at fault in the accident and driving in the course of his or her employment, you could very easily lose your lawsuit.
You could also be sued for negligent entrustment if you let an employee drive a company car, rather than his or her personal vehicle, who is unqualified to drive, has a history of reckless driving, has been drinking, or is otherwise incompetent to drive.
In other words, you should only let employees who have been thoroughly screened and insured get behind the wheel of company cars, and you should
never let an employee use his or her personal vehicle for work.
Clearly, letting your employees get behind the wheel for a work-related task can have major €”and majorly expensive €”ramifications for your business. The good news is that you have an alternate option that gets you what you need without increasing your liability! Whenever you require prompt, professional mail
delivery & custom services in Los Angeles, Long Beach & Orange County and the surrounding California area,
contact MDS Inc.
