Should you let your employees drive for work?

Whether your employees use their own vehicles or rely on company cars, allowing your employees to drive for work is always a risk.   This is because, if an employee gets into an auto accident while driving for business purposes, the employer is liable for all the subsequent damages, injuries, and additional costs. Unfortunately, there are certain businesses that cannot avoid this risk.   For instance, contractors, plumbers, electricians, traveling salesmen, and so on must drive around to different work sites.   If your business operations require your employees to drive, then you need to secure the right commercial auto insurance.   This form of insurance will offer coverage for the injuries and damages that your staff might accidentally cause while they are behind the wheel. Please keep in mind that, even if your employees are using their personal vehicles, their personal auto insurance will not offer coverage for work-related accidents.   This is because most personal auto policies specifically exclude coverage for the injuries or damages that take place when the car is being used for commercial activities.   So, the best way to protect employees is by securing a commercial auto policy. If possible, you should take steps so your employees are not responsible for driving.   For instance, if your company offers courier or delivery services, then you should work with a professional courier company to handle related tasks.   Not only will this ensure that you are not held liable for employee-related accidents, but it will also ensure that your shipping and delivery needs are handled efficiently and professionally. This is why allowing your employees to drive for work is so risky.   Are you looking for a professional courier service to assist you with your business's needs?   If so, then turn to the experts at MDS, Inc.   Located in Southern California, we're your custom courier & mail delivery service experts for all your mail and delivery needs in Los Angeles, Long Beach, Irvine, and Orange County. Contact us for more information today.